I've been helping buyers with one of the biggest financial decisions of their life since 2006. Prior to becoming a loan officer, I was a pastor and teacher for 16 years, so helping people navigate major life decisions has been the focus of my life. I am a graduate of Vanderbilt University and have been married to my wife, Jan, for 30+ years. We have four children - a son and three daughters. Whether you are a first-time buyer or have bought and financed multiple homes, our goal is to help you navigate the mortgage process in a simple and transparent manner so that you can decide on a mortgage that will give you the lowest total cost over time. Our goal is to always close smoothly, on time, and make this the best purchase experience of your life.